Frequently Asked Questions

Vizient Coop is a licensed Multipurpose Society empowering honest & hardworking individuals and organizations. We operate as a voluntary investment club where members participate in joint investments across sectors such as agriculture, real estate, and more.

Voluntary participation is at the core of our private cooperative. We offer a unique opportunity to those seeking to be part of a like-minded group creating wealth. Please join here.

  • Our investment pools are diversified for various risk appetites, ranging from low to high.
  • Flexibility is key; make contributions at any time during the year, and monthly top-ups are not mandatory after your first investment.
  • Our tenures range from 1 to 5 years, allowing you to choose a suitable time frame for your investment goals.
  • Our returns are competitive. We recommend contributing according to your risk profile for optimal returns.

For information on levels of assurance for different asset classes, we kindly refer you to our Cooperative Terms & Conditions and Bylaws.

Upon joining, you may select a tenure ranging from 1 to 5 years. We recommend exploring the resources available on your member’s dashboard, including our “Getting Started” guide.

Once your profile is set up, you are free to start contributing immediately. However, we recommend that you take some time to go through our “Getting Started” resources first.

Returns are generally paid out on an annual basis. However, for Purple Pool, you have the option to specify monthly returns.

Our contribution pools come with varying levels of risk, with some offering principal guarantees while others don’t. For detailed descriptions of our pools, please refer to our “Getting Started” resources on your member’s dashboard.

We encourage members to make contributions as frequently as possible to maximize their membership fees, if any. While monthly contributions are not mandatory after the first investment, members can top-up at any time.

As member funds are invested together, withdrawing funds before maturity can disrupt the entire pool. If early withdrawal is consented to, the amount of any cost or loss borne by other members because of the withdrawal will be deducted from the investment.

While the standard penalty for early exit is a 20% loss of returns only, there is a possibility of incurring lower than expected returns or even a negative rate of return due to costs and losses incurred by other members as a result of your exit.

Providing your Bank Verification Number is mandatory as per regulatory requirements for Know Your Customer (KYC), Anti-Money Laundering (AML), and Combating the Financing of Terrorism (CFT). If you do not have a BVN, we have alternative methods of KYC.

Yes! Through our multi family office, we onboard all Africans and diasporans. For details, please send a message through our contact form.