Contributions

Managed by a SEC licensed firm.

VCAP

Our cooperative offers Naira and Dollar contributions for different risk profiles and objectives. We’ve pre-selected asset classes for each contribution group to make things simple.

GREEN

N10,000

Low risk ₦ contribution

  • 12 months
  • Principal guaranteed
  • 18% target return. Return may vary
  • Money market funds, treasury bills and bonds

RED

$1,000

Low risk $ contribution

  • 12 months
  • Principal guaranteed
  • 6% target return. Return may vary
  • Dollar funds and bonds

GOLD

$5,000

Low risk $ contribution. Additional contribution starts at $250

  • 3 years, option of annual payouts
  • Principal guaranteed
  • 8% target return. Return may vary
  • Real estate and bonds

Volition Discretionary Fund

SEC-REGISTERED

$10,000

Medium risk $ contribution. Additional contribution starts at $5,000

  • 5-year tenor with a minimum 1-year holding period
  • 12% – 13% target return. Return may vary
  • Equities, Dollar funds & fixed income products

PURPLE

$50,000 or N50,000,000

Customized $ or ₦ contribution. Additional contribution is flexible

  • Investment planning session
  • Variable duration
  • Custom asset classes and returns
  • 2% annual management fee

Notes

  • Monthly top-ups are a way to earn monthly income and hedge your risk across different periods. That’s why we run monthly cycles.
  • Top-ups for Gold and Platinum only run for the remainder of the contribution period. All contributions mature in the same year.
  • Target returns are not guaranteed. Expected payouts may be adjusted in view of market rate changes or the cost of running the pools.